What we do

A real alternative from real people

Accredo is the human face of finance. In short, we lend when other financial companies won’t because our decisions are made by an experienced and informed team not by a computer. 

We make every effort to see the bigger picture: working with brokers, we’ll ask only those questions necessary to fully understand the clients’ needs and arrive at the right decision. 

In many cases we offer brokers a vital extra option when other funding avenues are inaccessible. Combined with our light-touch application process and speedy decision-making, you can see why Accredo is an excellent and valuable alternative for business-critical funding. 

Working with brokers…

We go to market using a network of contracted brokers throughout the UK who truly understand their clients’ needs. This introducer channel helps us appreciate the true value of a borrower’s proposal and allows consideration of the potential risks and security in the widest possible sense, without any automated credit scoring.

…and introducers

Once a broker, independent financial adviser (IFA) or other finance professional has worked successfully with Accredo they are invited to become an official Accredo Introducer.  This select panel benefit from:

  • Fast response times (typically under 3 hours for an indicative decision)
  • An experienced underwriting team who consider each application on its individual merit
  • Greater lending options for new-starts, clients with difficult credits, and established businesses
  • Commission available on all agreements incepted
  • Simple paperwork and excellent levels of service
  • Same-day payment once all documents are received

So many possibilities

Accredo is committed to finding the right secured finance solution for our brokers’ clients, often when all other avenues have been exhausted. This could be anything from a 3 month to a 10 year facility – involving low-start monthly payments, interest-only options, bullet repayments or standard fixed-rate amortising loans. Whatever’s right for the client, we will strive to provide.

Our financial credentials

Accredo is a primary lender, providing a range of secured finance products through a UK-wide network of brokers and other finance professionals. We lend to the full spectrum of UK businesses – from sole traders and SMEs to large limited companies.

Our deal sizes and borrower profiles mean we are not constrained by FCA legislation and can look at every application with a thoroughly independent eye. However, we do have FCA-accredited team members who ensure that everything we do meets the highest professional standards.